Navigating aged care decisions is rarely straightforward. Whether you’re planning for your own future or supporting a loved one, having a plan in place for aged care, helps to ensure your money is structured to protect your lifestyle, maximise government entitlements and reduce stress at a difficult time.
The team at Build Financial Advisory work with qualified Aged Care specialists to assist you and your loved ones with these important decisions.
Why planning ahead for aged care matters:
- Complex payment structures – Aged care costs include accommodation, care fees, means-tested contributions and optional extras.
- Government entitlements – Age Pension and aged care subsidies are determined by income and assets. Early planning improves eligibility and can help to reduce costs.
- Peace of mind – Financial clarity gives you the opportunity to make informed decisions about care without unnecessary pressure.
- Estate impact – Aged care payments can affect bequests and inter-generational wealth transfer.
How we can help
The aged care sector can be challenging, at Build Financial Advisory, we aim to help you safely navigate aged care, making it easier for you and your family.
Related Insights
Seniors face health insurance bill shock of up to $1,600 a year
Older Australians could face health insurance price rises three times higher than others under new government rebate changes. Here’s what families…
New aged care act: what you need to know
Sweeping reforms to aged care began on 1 November 2025 to help improve the quality, transparency and flexibility of care. With…